Broker Check

Our Team

Jeff Kosek, CFP®


After beginning his career with another financial advisory firm in 2011, Jeff joined Sagemark Consulting in 2013 to build his own advisory business. He’s a 2nd-generation advisor, having worked closely with his father for nearly...

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Joseph S. Kosek, CFP®


Objective: To advise higher-net-worth individuals regarding effective wealth accumulation and management, income distribution, wealth transfer, and life insurance analysis. As the son of a farmer-turned-steelworker during the depression,...

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Jamie Yahnert

Client Services Manager


Jamie joined Sagemark Consulting in 2017, following years of experience in managing offices, including a previous financial advisory firm. She graduated from Kent State University in 2009 with a Bachelors in Business Administration....

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Ryan Chapman-Smith

Financial Analyst


Ryan joined Sagemark Consulting after working at Huntington National Bank for nearly a year. Prior to his role at the bank, he was studying Business Administration at Bowling Green State University where he graduated in the spring of...

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Heather Conti

Administrative Assistant


Heather Conti joined Sagemark Consulting after working at a life insurance brokerage firm for the prior 11 years. She provided several years of administrative office support, and subsequently held a new business case manager position...

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National Planning Institute

Robert E. Appel, J.D.*, LL.M., M.B.A.

Second Vice President of National Design/Advanced Planning

Member of the American and Connecticut Bar Associations.BS degree (Accounting and Finance) from Central Connecticut State University; J.D. degree from the University of Bridgeport School of Law; MBA (Finance) degree from the University...
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Dean E. "Chip" Chatlain, JD*

Advanced Strategy

Chip Chatlain, JD, Director of Technical Concepts, LFD, has 35 years of experience as a tax attorney, with 28 years in the life insurance industry. Chip has a solid background in individual and corporate taxation and an understanding...
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Timothy S. Johnson, JD*, CRPC®

Investment Strategy

Tim is Chief Investment Strategist for Lincoln Financial Advisors / Sagemark Consulting. Specialties include fixed-income, equity allocations, alternative investments and affluent wealth management. He serves as Chairman of both the...
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Barbara A. Phipps, JD*, CRPC®

Business Planning

As an attorney in the National Planning Institute of Lincoln Financial Advisors, Barb is responsible for developing, designing and implementing financial planning on a national level. Barbara focuses her practice on financial planning...
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Donna L. Rowan, J.D.*, LL.M., CLU®, CHFC®

National Design/Advanced Planning Attorney

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Lauren Olsen, CFP®, CLU, ChFC®, FLMI, RP®,

Insurance Analysis

Lauren Olsen began her career in the financial services industry in 1988 with a General Agency for General American and Guardian Life. She has worked in the areas of underwriting, investments, and office management with primary focus...
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